WEBSITE TERMS OF USE

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGES THEREIN, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DO NOT ACCESS THIS SITE OR ANY PAGES THEREIN.

Unauthorised use of SMBC’s websites and systems, including but not limited to unauthorised entry into SMBC’s systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

 

Disclaimer

This website and the pages herein have been prepared solely for information purposes, and do not constitute advice. They are neither an offer, recommendation nor a solicitation to borrow, buy, sell or enter into any facility or investment, nor are they an official confirmation. They are prepared from information believed to be reliable, but we do not guarantee the accuracy of the information, which may be incomplete or condensed. In relation to SMBC Bank International plc (SMBC BI) and SMBC Bank EU AG (SMBC EU) business, and that of their branches, this document is not intended for persons who would be classified as Retail Clients under MiFID II. Any price or yield information is indicative only, subject to change without notice, and should not be used as a basis for any decision. SMBC Group accepts no liability for any direct, consequential or other loss or damage occurring from the use of this information.

The provision of all services is subject to the restrictions of all applicable laws. Some of the services may be categorised as investment business for regulatory purposes and subject to specific restrictions.

SMBC Group

Banking services offered by the SMBC Group in and from the United Kingdom are exclusively offered by SMBC BI. Within the EMEA section of this website (with the exception the Leasing Finance and Trade Finance sections), all references to "SMBC Group" refer to SMBC, SMBC BI and SMBC EU.

LEASING FINANCE

Within the Leasing Finance section of this website, all references to “SMBC Group” refer to SMBC, SMBC BI, SMBC EU, SMBC Leasing and Finance Inc, and SMBC Leasing (UK) Ltd.

Products and services in EMEA are provided by SMBC Leasing and Finance and its UK subsidiary SMBC Leasing (UK) Ltd.

TRADE FINANCE

Within the Trade Finance section of this website, all references to “SMBC Group” refer to SMBC, SMBC BI, SMBC EU, SMBC (China) Limited, and Banco Sumitomo Mitsui Brasileiro SA (BSMB).

SMBC BI, SMBC EU, BSMB, and SMBC (China) Ltd, are all wholly-owned subsidiaries of SMBC.

Copyright

All intellectual property rights, wherever in the world arising, whether registered or unregistered (and including any application), including copyright, know-how, confidential information, trade secrets, business logic, business names and domain names, trade-marks, trade names, patents, look and feel, design rights, rights in computer software, database rights and all rights in the nature of unfair competition rights or rights to sue for passing off, are and shall remain the property of the SMBC Group.

Privacy

See privacy policy.

Cookies

Certain parts of our site may use cookies in order to provide you with the best possible browsing experience. By using this site, you agree that we may store and access cookies on your device.

What are cookies?

Cookies are harmless text files that web servers can store on your computer’s hard drive when you visit a site. They allow the server to recognise you when you revisit. There are two main types:

1. Transient (or per-session) cookies: These only exist for your site visit and are deleted on exit. They recognise you as you move between pages. These cookies also help maintain security.
2. Persistent (or permanent) cookies: These stay on your machine until expiry or deletion. Many are built with automatic deletion dates to help ensure your hard drive does not become overloaded. These cookies often store and re-enter your log-in information, so you do not need to remember membership details.

What do we use cookies for?

Internet cookies are common and do not harm your system – they just store or gather site information. They help you do things online, like remembering login details so you do not have to re-enter them when revisiting a site. We use cookies to ensure your privacy in our secure sites. We do not use cookies to track people’s internet usage after leaving our site and we do not store personal information in them that others could read and understand. We will not sell or distribute cookie information.

Changing the cookie settings

To enable or disable cookies, follow the instructions provided by your browser (usually located within the ‘Help’, ‘Tools’ or ‘Edit’ facility). Please note that should you choose to set your browser to disable cookies, you may not be able to access secure areas of the E-Moneyger® website.

Secure online services

Any secure online services you subscribe to with us may use cookies to enable information about you and your preferences to be stored and to prevent unauthorised access to your services and information. IT systems and software procedures adopted for the functioning of online services, as a part of their normal functioning, collect various items of personal data. The said personal data is of the kind that is transferred as a part of the normal course of events when using the internet.

Services requiring enabled cookies

Some of our services, including E-Moneyger®, may require per-session cookies in your browser to view and use them and to protect your financial and personal information.