A trusted partner for the long term

Sumitomo Mitsui Banking Corporation (SMBC) is a core member of Sumitomo Mitsui Financial Group (SMFG), a Tokyo-based bank holding company that is ranked among the largest 25 banks globally by assets under management.

SMBC Group has offices in 20 cities across Europe, the Middle East and Africa (EMEA) including its regional headquarters in London.

Sustainable growth through long-term partnerships

EMEA Division

SMBC Bank International plc (SMBC BI) is headquartered in London with a branch in Paris. It a wholly owned subsidiary of SMBC carries out the majority of its activities in Europe, the Middle East and Africa. It was established in March 2003 as Sumitomo Mitsui Banking Corporation Europe Limited (SMBCE) and changed its name and re-registered as a public limited company in 2020.

SMBC Bank EU AG (SMBC EU) is a credit institution established in Germany with its head office in Frankfurt and five branches across Europe in Amsterdam, Dublin, Düsseldorf, Madrid, Milan and Prague. It provides business and financial services in the European Economic Area (EEA) as a wholly owned European subsidiary of SMBC.

Sumitomo Mitsui Finance Dublin Limited (SMFD) offers support services for SMBC Group companies from Ireland’s International Financial Services Centre. It was established in Ireland in 1989 and is a wholly owned subsidiary of SMBC.

JSC Sumitomo Mitsui Rus Bank (SMBCR) offers a broad range of financial services in Russia. SMBC Group has been active in Russia for many years, and established its Moscow representative office in 2005. SMBCR was established in 2009 to further develop commercial banking business in the country.

SMBC Advisory Services Saudi Arabia LLC (SMBC Saudi) is based in Riyadh and conducts arranging and corporate financial advisory business activities in Saudi Arabia. It was established in 2017.

SMBC has branches in Brussels, Dubai, Düsseldorf and London, and representative offices in Abu Dhabi, Bahrain, Cairo, Doha, Istanbul, Johannesburg and Tehran.

Credit Rating

SMBC and SMBC BI Moody's S&P Fitch
Long Term A1 A A
Short Term P-1 A-1 F1

Ratings correct as of 31 March 2020.


As a mega global bank with important operations in major financial centres, SMBC offers the resources and the reach of a multinational banking institution that operates in all corners of the capital markets.


SMFG key data

Total assets$1.83 trillion

Total deposits$1.10 trillion

Total loan assets$702.5 billion

Employees 2Over 70,000

SMFG consolidated

Gross profit$25.64 billion

Net income$6.55 billion

Overhead ratio 360.3%

SMBC non-consolidated

Gross profit$12.6 billion

Net income$4.3 billion

Employees 428,482

Branches in Japan 4443

Overseas branches 419

1 All data as of 31 March 2019. Exchange rate calculated @ JP¥ 111 / US$. Refer to SMFG Investor Relations for more information.

2 SMFG consolidated as of 31 March 2019.

3 Includes total credit cost and other non-recurring gains.

4 SMBC only, excludes sub-branches, representative offices, subsidiaries and agencies.


Our culture provides a welcoming and respectful workplace where employees collaborate in an open environment, share feedback, and perform as integrated team members.


Branches, representative offices and subsidiaries


London, United Kingdom

Regional headquarters of EMEA Division
SMBC BI Head Office
SMBC Branch
SMBC Nikko Capital Markets Ltd
Sumitomo Mitsui Finance & Leasing Co Ltd
SMBC Leasing (UK) Ltd

Amsterdam, the Netherlands

SMBC EU Amsterdam Branch

Brussels, Belgium

Brussels Branch

Dublin, Ireland

SMBC EU Dublin Branch
Sumitomo Mitsui Finance Dublin Ltd
SMBC Aviation Capital Ltd
Sumitomo Mitsui Finance & Leasing Co Ltd

Düsseldorf, Germany

Düsseldorf Branch
SMBC EU Düsseldorf Branch

Frankfurt, Germany

SMBC EU Head Office

Madrid, Spain

SMBC EU Sucursal en España

Milan, Italy

SMBC EU Milan Branch

Moscow, Russia

JSC Sumitomo Mitsui Rus Bank

Paris, France

SMBC BI Paris Branch

Prague, Czechia

SMBC EU Prague Branch

Middle East

Abu Dhabi, United Arab Emirates

Abu Dhabi Representative Office

Doha, Qatar

QFC Office

Dubai, United Arab Emirates


Istanbul, Turkey

Istanbul Representative Office

Manama, Bahrain

Bahrain Representative Office

Riyadh, Saudi Arabia

SMBC Advisory Services Saudi Arabia LLC

Tehran, Iran

Tehran Representative Office



Cairo, Egypt

Cairo Representative Office

Johannesburg, South Africa

Johannesburg Representative Office