Trade Finance

Your go-to partner in global trade

SMBC brings deep global expertise and a proven track record in delivering tailored trade finance solutions across industries and geographies. Through our global network and specialist teams, we help our corporate customers and financial institutions in meeting their liquidity needs, mitigating risk and achieving their financial and sustainability goals. 

Tailored financing structures

We specialise in bespoke financing structures designed to address complex trade and working capital requirements. Our solutions range from import and export letters of credit, bonding and payment guarantees to structured products including supply chain and receivables finance, various forms of commodity finance and export credit agency finance. 

Commodities & Energy

We originate and structure transactions to support clients across the commodity and energy supply chain.  

Our offering includes: 

• Multipurpose transactional facilities
• Payment risk mitigation tools (e.g. letter of credit confirmations, guarantees)
• Structured pre-production finance for traders and producers
• Receivables discounting, pre-export finance, and tolling arrangements

Diversified Industries 

We work with corporates and financial sponsors across multiple sectors with: 

• Tailored trade and working capital solutions
• Short-term capex financing
• Documentary trade products (e.g. guarantees, standby letters of credit)
• Supply chain and receivables finance
• Deferred funding structure

Emerging Markets 

We provide trade finance solutions tailored to local needs and regulatory environments, supporting financial institutions and corporates active in emerging markets.  

Our services include: 

• Trade loans, guarantees, and letters of credit
• Syndicated trade and working capital facilitie
• Mandated lead arranger and coordinator roles for complex cross-border transactions

Products

Our trade finance solutions range from supporting routine trade flows to structuring bespoke facilities for complex supply chains.  

This includes: 

• Guarantees & Letters of Credit
• Syndicated Guarantees
• Payables Finance
• Receivables Finance
• Trade Loans
• Pre-export & Pre-payment Finance
• Borrowing Base Facilities
• Inventory Finance
• Agency –backed finance

Explore more on our trade finance offering.