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Terms and Conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE AND ANY PAGES THEREIN, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. THESE TERMS AND CONDITIONS CONSTITUTE AN AGREEMENT BETWEEN ANY PERSON WHO ACCESSES OR USES THE WEBSITE (“YOU” OR “YOUR”) AND SUMITOMO MITSUI BANKING CORPORATION AND ITS SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, “SMBC”, “WE”, “US”). IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, PLEASE DO NOT ACCESS THIS WEBSITE OR ANY PAGES THEREIN.
The information, materials, names, marks, images, and all other content contained in and on this Website (“Content”) are owned or licensed, except as otherwise expressly stated, by SMBC. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without SMBC's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of SMBC's proprietary rights provided that you may download information and print out hard copies for your personal use or non-commercial internal business use.
USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Your access to or use of the Website after such change means you agree to the revised terms. Not all products and services are available in all geographic areas. To the extent permitted by law, we reserve the right to terminate any or all Website access or use at any time and without prior notice to you. Your eligibility for particular products and services is subject to final determination by SMBC. Investment services are not bank deposits or insured by the FDIC or any other entity, and are subject to investment risks, including possible loss of the principal amount invested.
This Website may provide links and banners to third-party, non-SMBC Websites (“Linked Sites”) as a convenience to you to provide information on topics that may be useful. SMBC has no control over the content on such Linked Sites. SMBC makes no warranties, either express or implied, concerning the content of a Linked Site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does SMBC warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. SMBC does not guarantee the authenticity of documents on the internet generally. The appearance of a Linked Site does not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.
THE INFORMATION AND MATERIALS CONTAINED IN THIS WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS", "AS AVAILABLE". SMBC DOES NOT WARRANT THE ACCURACY, ADEQUACY, RELIABILITY, TIMELINESS OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. SMBC DOES NOT PROMISE AND MAKES NO WARRANTY THAT THE WEBSITE (INCLUDING ALL INFORMATION, FUNCTIONALITY, AND SERVICES MADE AVAILABLE THROUGH THE WEBSITE) WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES, CONTAMINATION, OR OTHER DESTRUCTIVE FEATURES, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE WEBSITE WILL PROVIDE SPECIFIC RESULTS. FURTHER, SMBC WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE AND YOUR BROWSER OR OTHER WEBSITE ACCESSING PROGRAM. NOR WILL SMBC BE LIABLE FOR ANY OTHER PROBLEMS EXPERIENCED BY YOU DUE TO CAUSES BEYOND SMBC’S CONTROL.
SMBC DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE WEBSITE. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.
LIMITATION OF LIABILITY
IN NO EVENT WILL SMBC BE LIABLE FOR ANY LOST PROFIT, LOST OPPORTUNITY OR DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS WEBSITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, MALICIOUS CODE OR LINE OR SYSTEM FAILURE, EVEN IF SMBC, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES AND REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
CONTENT NOT TO BE CONSTRUED AS A SOLICITATION OR RECOMMENDATION
This material has been prepared for informational purposes only, without regard to any particular user’s investment objectives, financial situation, or means, and the firm is not soliciting any action based upon it. This material is not to be construed as a recommendation, or an offer to buy or sell, or the solicitation of an offer to buy or sell any security, financial product, or instrument, or to participate in any particular trading strategy in any jurisdiction in which such an offer, solicitation, or trading strategy would be illegal. Although this material is based upon information that SMBC considers reliable and endeavors to keep current, the firm has not verified this information and does not represent that this material is accurate, current, or complete and it should not be relied upon as such.
No determination of suitability has been made; not all risks are disclosed; private advisors should be consulted
The fact that SMBC has made the data and services provided on this Website available to you does not constitute a recommendation that you enter into a particular transaction, or a representation that any product described on this Website is suitable or appropriate for you. Many of the products described on this Website involve significant risks, and you should not enter into any transactions unless you have fully understood all such risks and have independently determined that such transactions are appropriate for you. Any discussion of the risks contained herein with respect to any product should not be considered to be a disclosure of all risks or complete discussion of the risks which are mentioned. You should not construe any of the material contained herein as business, financial, investment, hedging, trading, legal, regulatory, tax, or accounting advice, or make this service the primary basis for any investment decisions made by or on behalf of you, your accountants, or your managed or fiduciary accounts, and you may want to consult your business advisor, attorney, and tax and accounting advisors concerning any contemplated transactions.
All information submitted to SMBC or its affiliates via this Website shall be deemed and remain the property of SMBC and SMBC shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Website submits or provides through this website. SMBC shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the SMBC entity having the direct customer relationship or as otherwise specifically agreed or required by law.
This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. If any provision of these Terms and Conditions is held invalid or unenforceable, the remaining provisions shall be unimpaired.
Use of this site shall be governed by all applicable federal laws of the United States of America and the laws of the State of New York.