SMBC group has established itself as an innovative funder of real estate based transactions. Through its creative and flexible approach the bank is recognised as a market leader in the NHS LIFT sector, which provides funding for primary healthcare facilities throughout England. SMBC group to date has funded over twenty such LIFT schemes and the ability of these projects to provide value for money solutions for the provision of new facilities for GPs depends in part on the treatment of the residual value lending that is built in to the LIFT structure.

SMBC group is also actively engaged in the broader goal of providing private sector PPP based solutions for urban regeneration projects. Through its well established position in the PPP/PFI market and the skills base of the Infrastructure & PPP team which includes strong property finance experience, SMBC group can provide both competitive senior and mezzanine debt funding, as well as a full financial advisory capability.