Our valued clients state that the security of Internet Banking is their greatest concern.

Safeguarding your information and protecting your transactions is taken very seriously by SMBC. We utilize a range of measures and technologies to protect your data.

• Only authorized and registered users can access data
• "Two factor authentication" requires all users to input a password and a one-time-code from a security Token
• End-to-end data 128-bit encryption using Secure Sockets Layer (SSL)
• Enhanced validation of the website assures our users that they are accessing the legitimate E-Moneyger^®  Site and not a ‘phishing’ site
• 24x7 system monitoring
• Unauthorized access prevented by firewall technologies
• Users can choose their own personal message after first time logon to be displayed before typing in their Password to further ensure confidence that they are accessing the legitimate E-Moneyger^® site.

Please contact your SMBC representative for more information.

What can you do to enhance security?

We use a range of measures to secure our products and your data, but there are important steps that you can take to help control risks when conducting business online.

PC Security

• Control physical access to your PC and environment to prevent unauthorized persons from using your PC.
• Use screen savers and 'lock' your PC whenever you leave it unattended.
• Use strong passwords that are difficult to guess and change them frequently. Do not disclose them or write them down where others may find them.
• Do not leave your security token unattended in an unsecured location and do not store it with your PC
• Be sure to use up-to-date virus protection software on your PC.
• Use a current browser and always ensure you see the green web address bar with the name of
  Sumitomo Mitsui Banking Corporation before you attempt to login.
• Use caution when downloading programs or opening e-mail attachments from unknown sources.